Receive Monthly Payments
Instead of receiving the entire purchase price at closing, seller financing allows you to receive monthly payments over an agreed period, creating a potential ongoing income stream.
Seller Financing
Sell Your Property.
Receive Payments Over Time.
What if selling your property didn't have to mean receiving the entire purchase price all at once?
For some homeowners, receiving monthly payments over time may be an attractive alternative to a traditional cash sale.
At Remington Property Group, we explore creative purchase arrangements designed around the property and the goals of the homeowner. One of those possibilities is seller financing.
Tell Us About Your PropertyUnderstanding payments over time
What Is
Seller Financing?
Seller financing is an arrangement where the property owner helps finance the purchase instead of requiring the buyer to pay the entire purchase price at closing.
When structured as a deed transfer with seller-held financing, it is a completed real estate sale: the buyer generally takes ownership at closing, while the seller typically retains a secured financial interest rather than continuing to manage the property.
A properly executed agreement establishes the purchase price, payment amount, interest rate, and length of the arrangement, along with the buyer's payment obligations. Depending on the agreement, you may receive an upfront payment followed by regular monthly payments, which may also include interest.
Potential benefits
The Benefits of Selling
With Seller Financing.
Earn Interest on the Balance
In addition to receiving payments toward the purchase price, your agreement can include interest on the unpaid balance, providing additional income over time.
Terms That Work for Both Parties
The purchase price, down payment, interest rate, monthly payment, and repayment period are established through mutual agreement, creating a structure that works for both buyer and seller.
Leave the Property Headaches Behind
Once the sale closes, you can step away from the day-to-day responsibilities of property ownership—maintenance, repairs, tenant management, and unexpected expenses—while receiving monthly payments under your seller-financing agreement.
A clear path forward
How Would We
Get Started?
- 01
Tell Us About Your Property
Share a few details about the property and your selling goals.
- 02
Let's Discuss the Possibilities
We'll learn more about your situation and whether receiving payments over time might make sense.
- 03
Review Potential Terms
If seller financing appears suitable, we'll discuss a proposed arrangement and explain the important details before you make a decision.
Built Around Your Goals
Your Property. Your Goals.
Terms That Make Sense.
One of the greatest advantages of seller financing is flexibility. Rather than following a one-size-fits-all approach, we take the time to understand what matters most to you—whether that's receiving monthly income, earning interest, or moving on from the responsibilities of property ownership.
From there, we can explore a purchase arrangement with clearly defined terms that work for both parties.
Common questions
Clear answers,
without pressure.
Will I receive monthly payments?
Yes. With a seller-financing agreement structured for monthly payments, you'll receive payments according to the terms we agree upon. Those payments can include both principal and interest.
Can I earn interest?
Yes, seller-financed purchases can include interest on the unpaid balance.
What if I still have a mortgage?
You can still contact us. We'll need to understand the existing financing to determine which arrangements may be appropriate.
Do I have to decide on seller financing before contacting you?
Not at all. We'll help you explore the possibilities after learning about your property.
How are the terms of seller financing established?
We work together to establish the purchase price, down payment, monthly payments, interest rate, and repayment period. Everything is documented in a written agreement so both parties understand their responsibilities, including payment obligations and protections.
Are there potential tax benefits to seller financing?
Yes. Depending on your circumstances, a qualifying installment sale can allow certain taxable gains to be recognized over time as payments are received. A tax professional can help you determine how this applies to your property.
What happens if payments aren't made?
As with any financed transaction, a buyer may fail to meet payment obligations. The written agreement should explain the seller's protections and next steps, and appropriate legal and tax professionals can help you review the arrangement.
Start with a conversation
Let's See What Might
Work for You.
Not sure which option fits? That's okay. Start by telling us about your property.
You don't need to understand all the details of seller financing before reaching out. Tell us about your property, and let's have a conversation about your goals and possible selling options.
No pressure. No obligation. Just a conversation.